NCAA Division I-AA independent schools are four-year institutions in the United States whose football programs are not part of a football conference. This does not mean that I-AA independents schedule each other for competition as conference schools do. There are considerably fewer independent schools than in years past, so many independent schools later join (or attempt to join) established conferences.

Two of the four I-AA independents that existed in 2003, Cal Poly SLO and Southern Utah, have joined the new Great West Football Conference. St. Mary's CA dropped football prior to the 2004 season.

Savannah State University is the only current I-AA school without a conference affiliation.